Educational Blogs
Schedule a Meeting With Lorraine Holt or Call 603-494-4661
“Third-Party Posts”
The views reflected by the author in this article are subject to change at any time without notice. L Holt Financial and Insurance deems reliable any statistical data or information obtained from or prepared by third party sources included in this article, but in no way guarantees its accuracy or completeness.
No Results Found
The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.
The views reflected by the author in this article are subject to change at any time without notice. L Holt Financial and Insurance deems reliable any statistical data or information obtained from or prepared by third party sources included in this article, but in no way guarantees its accuracy or completeness.
No Results Found
The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.
Ed Slott’s Elite IRA Advisor Group (Ed Slott Group) is a membership organization owned by Ed Slott and Company, LLC. Logos and/or trademarks are property of their respective owners and no endorsement of (L Holt Financial and Insurance) is stated or implied. Ed Slott Group and Ed Slott and Company, LLC are not affiliated with L Holt Financial and Insurance.
For the detailed requirements of Ed Slott’s Elite IRA Advisor Group, please visit: https://www.irahelp.com/
Roth IRAs and Successor Beneficiaries: Today’s Slott Report Mailbag
By Andy Ives, CFP®, AIF® IRA Analyst QUESTION: I have been getting emails from a few sites pitching their subscriptions. They claim that Roth IRAs will all be taxable in the future. They say there are things you can do to avoid these taxes, but to find out what...
The Roth IRA Advantage Under the Final RMD Rules
Sarah Brenner, JD Director of Retirement Education In 2020, the SECURE Act completely changed the game for nonspouse IRA beneficiaries. Now, most are subject to the 10-year payout rule. Recently released final RMD rules keep the controversial proposed rule that...
Year-of-Death RMD – Deadline Extended!
By Andy Ives, CFP®, AIF® IRA Analyst When a person reaches the required beginning date (RBD) – generally April 1 of the year after the year the person turns age 73 – required minimum distributions (RMDs) must officially start on traditional IRAs. But what if an IRA...
The 10% Penalty and Required Minimum Distributions: Today’s Slott Report Mailbag
By Sarah Brenner, JD Director of Retirement Education Question: Hello, I’m in my sixties, in the golden years for Roth conversions, which I’ve been doing. I’ve had a small Roth IRA account for more than 5 years. Last year I converted $90,000. This year will be about...
Roth 401(k) Dollars Are No Longer Subject to RMDs
By Ian Berger, JD IRA Analyst If you have both pre-tax and Roth accounts in a 401(k) (or a 403(b) or governmental 457(b)) and are subject to required minimum distributions (RMDs), be aware of new rule changes made in the 2022 SECURE 2.0 law. The rules were clarified...
Proposed Regs Bring New Rules for Spouses Beneficiaries When Death is Before the RBD
By Sarah Brenner, JD Director of Retirement Education Of all the many provisions in the SECURE 2.0 Act, none has been more perplexing than Section 327, which changed the rules for spouse beneficiaries. It has been hard to figure out what Congress intended in drafting...
INHERITED ROTH IRAs AND NUA: TODAY’S SLOTT REPORT MALBAG
By Ian Berger, JD IRA Analyst Question: Thank you for all of the wonderful information. I have a question as to how the July 18, 2024 final regulations impact inherited Roth IRAs. My daughters inherited Roths from their grandmother 3 years ago. She was age 101. They...
The views reflected by the author in this article are subject to change at any time without notice. L Holt Financial and Insurance deems reliable any statistical data or information obtained from or prepared by third party sources included in this article, but in no way guarantees its accuracy or completeness.
No Results Found
The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.
No Results Found
The page you requested could not be found. Try refining your search, or use the navigation above to locate the post.
L Holt Financial and Insurance Location
Bedford New Hampshire
264 S. River Road, Ste. 514
Bedford, NH 03110
Office: 603-494-4661
lholtinsurance@hotmail.com
